Equine Insurance
Insurance Coverage for all Breeds, all Uses
We’ve listed a brief description of our most popular products on this page; however, we offer insurance to cover nearly every conceivable situation. Please contact us and we’ll help you design a policy that suits your needs and your budget.
Livestock Mortality
Protect your investment with this all risk policy that covers death due to:
- Illness
- Accident
- Disease
- Theft
- Humane Destruction
You can also expand your protection, in most cases, with colic surgery expense reimbursement and agreed value coverage.
Mortality coverage will extend for 12 months after your policy expires should your horse die due to a covered condition that was reported before your policy’s expiration date.
To submit a non-binding application, click on the PDF link below and fill out the editable fields, then print and sign your form. Your information can NOT be saved. Mail or fax the printout to the address or number at the top of the application. Signed forms can be scanned and emailed to info@independentequineagents.com.
Optional Endorsements
The following endorsements are optional and can be added to your mortality policy, for an additional premium, provided the necessary requirements are met.
Major Medical Endorsement
The major medical endorsement helps you control veterinary expenses associated with unforeseen health problems by reimbursing you for certain diagnostic tests, medical treatment and surgical expenses.
Surgical Only Endorsement
The surgical endorsement provides coverage for the veterinary expense of surgical treatment including anesthesia due to an accident, disease or illness. In addition to the surgical expense coverage, a portion or all of the cost of hospitalization, x-rays, medication and lab tests associated with the surgery may be included.
Loss of Use Endorsement (Available through age 12 years based on use)
There is no need to suffer a financial loss due to your horse becoming permanently incapable of fulfilling its function as stated in your policy. We have several options available. Please consult with a representative for specific Loss of Use options that may be available to you.
Infertility Endorsement for Breeding Stallions
Protect your investment should your stallion become permanently unable to breed due to a specific illness, disease or accident that occurs during the policy period.
Prospective Foal
This coverage is designed to insure the loss of an unborn foal. Rates are based on individual criteria and the stud fee paid.
Stallion Availability
This coverage pays if a covered stallion fails to complete two services of a nominated mare during the breeding season due to the stallion’s death, disability or inability to produce live sperm.